For Buyers

Buyers Have More Negotiation Power – Here’s How To Use It

Buyers Have More Negotiation Power – Here’s How To Use It

You may have heard there are more homes for sale right now. And while that’ll vary depending on the market, it means that overall, things are starting to lean in a more balanced direction. As that happens, some sellers are a bit more open to compromise. Here’s what that means for you. You may be regaining some negotiating power. That can translate into savings, perks, or even better terms on your...

Why Pre-Approval Is More Important Than Ever This Spring

Why Pre-Approval Is More Important Than Ever This Spring

Spring is here, and so is the busiest season in real estate. More buyers are out looking for homes, which means more competition for you. If you want to put yourself in the best position to buy, there’s one step you can’t afford to skip, and that’s getting pre-approved for a mortgage. Some buyers think they can wait until they’ve found a home they love before talking to a lender. But in a season...

4 Things To Expect from the Spring Housing Market

4 Things To Expect from the Spring Housing Market

Spring is in full swing, and the housing market is picking up along with it. And if you’ve been wondering whether now is the right time to buy or sell, here’s the inside scoop on why this spring may be a great time to make your move. 1. There Are More Homes for Sale After a long stretch of tight inventory, the number of homes for sale is finally improving. According to recent national data from...

How Buying or Selling a Home Helps Your Local Economy

How Buying or Selling a Home Helps Your Local Economy

Whether you’re buying or selling a house, here’s something to think about that most people don’t. Your decision doesn’t just impact your life and your family’s, it sparks a ripple effect that has a positive impact on your entire community. Every year, the National Association of Realtors (NAR) puts out a report that breaks down the financial impact that comes from people buying and selling...

What You Need To Know About Homeowner’s Insurance

What You Need To Know About Homeowner’s Insurance

Homeowner’s insurance is a must-have to protect what’s probably your biggest investment – your home. And while you never want to think about worst-case scenarios, the right coverage is basically your safety net if something goes wrong. Here’s how it helps you. Covers Repairs and Rebuilding Costs: If your home is damaged by fire, storms, or other covered events, your policy helps pay for repairs...

Rising Inventory Means This Spring Could Be Your Moment

Rising Inventory Means This Spring Could Be Your Moment

Want to know two reasons this spring might finally be your time to buy? Inventory has grown and sellers may be more willing to negotiate as a result. That means you’ve got more options and more power than buyers have had in years. Let’s break it down. 1. You Have More Homes To Choose From The number of homes for sale this February was higher than it’s been in any of the past five Februarys – and...

**"A digital infographic titled 'What You Need to Know About Pre-Approval' provides an overview of mortgage pre-approval. The top section features a green-highlighted 'PRE-APPROVAL' text against an image of a house. Below, the infographic explains that pre-approval is when a lender checks financial details to determine how much a buyer is qualified to borrow. The section 'Factors That Can Impact Your Pre-Approval' lists key considerations such as: Debt-to-income ratio Income and employment status Credit score Payment history Next, the section 'Why It's So Important to Do Early On' highlights four benefits of pre-approval: It provides clarity on borrowing limits and budget planning. It helps avoid falling in love with homes outside the budget. It builds confidence in securing a home loan. It signals to sellers that the offer is serious. A 'Pro Tip for Today’s Market' from Freddie Mac advises buyers to remember that pre-approval is the maximum loan amount a lender may offer, but buyers should only borrow what they are comfortable repaying. At the bottom, a call-to-action encourages connecting with a trusted lender, and the infographic is branded with real estate agent Paul Garrison’s contact details.

What You Need To Know About Pre-Approval

Before you even start looking at homes, there’s something you should do first – and that’s get pre-approved for your mortgage. Pre-approval is when a lender checks your finances and decides how much you’re qualified to borrow for your home loan. This helps you determine your budget and makes your offer stand out for sellers. Connect with a trusted lender to get the process...

Market Updates KCM Local RealTalk Email Builder Resources Learning Center Shareable Content Is the Housing Market Starting To Balance Out? Is the Housing Market Starting To Balance Out?

Is the Housing Market Starting To Balance Out?

For years, sellers have had the upper hand in the housing market. With so few homes for sale and so many people who wanted to purchase them, buyers faced tough competition just to get an offer accepted. But now, inventory is rising, and things are starting to shift in many areas. So, is the market finally balancing out? And does that mean buyers will have it a bit easier now? Here’s what you need to...

Buying Your First Home? It’s Okay To Feel Nervous

Buying Your First Home? It’s Okay To Feel Nervous

Buying your first home is exciting, but let’s be real – it can also feel overwhelming. It’s a big step, and with that comes plenty of questions. Am I making the right decision? Can I really afford this right now? Will I be able to make ends meet if I have unexpected repairs? What if I lose my job? Here’s the thing: every first-time homebuyer has these thoughts. The homebuying process has always...