Infographics

**"A digital infographic titled 'What You Need to Know About Pre-Approval' provides an overview of mortgage pre-approval. The top section features a green-highlighted 'PRE-APPROVAL' text against an image of a house. Below, the infographic explains that pre-approval is when a lender checks financial details to determine how much a buyer is qualified to borrow. The section 'Factors That Can Impact Your Pre-Approval' lists key considerations such as: Debt-to-income ratio Income and employment status Credit score Payment history Next, the section 'Why It's So Important to Do Early On' highlights four benefits of pre-approval: It provides clarity on borrowing limits and budget planning. It helps avoid falling in love with homes outside the budget. It builds confidence in securing a home loan. It signals to sellers that the offer is serious. A 'Pro Tip for Today’s Market' from Freddie Mac advises buyers to remember that pre-approval is the maximum loan amount a lender may offer, but buyers should only borrow what they are comfortable repaying. At the bottom, a call-to-action encourages connecting with a trusted lender, and the infographic is branded with real estate agent Paul Garrison’s contact details.

What You Need To Know About Pre-Approval

Before you even start looking at homes, there’s something you should do first – and that’s get pre-approved for your mortgage. Pre-approval is when a lender checks your finances and decides how much you’re qualified to borrow for your home loan. This helps you determine your budget and makes your offer stand out for sellers. Connect with a trusted lender to get the process...

Do You Know What Your House Is Really Worth?

Over the past 5 years, home prices have risen dramatically. If you own a home, that means your house may be worth a lot more than you think. ​ Nationally, prices are up nearly 60% since 2019. ​And, if selling has been on your mind, you can use that bigger-than-expected return to power your next move. ​Do you want to know how much your home is worth in today’s market? Let’s connect.​ The number...

An infographic titled 'Is It Better To RENT or BUY a Home Today?' compares the long-term effects of renting versus buying a home. A study shows 70% of prospective buyers fear the long-term consequences of renting. Rent Usually Rises Over Time: A bar chart illustrates the median asking rent for vacant units from 1988 to 2024, showing a steady increase. If You Rent: 'You’ll likely pay more each time you renew your lease or sign a new one.' If You Buy: 'You can stabilize your monthly payment with a fixed-rate mortgage.' Home Prices Typically Go Up Over Time: A bar chart shows the average sales price of houses sold since 1988, highlighting long-term appreciation. If You Rent: 'Home prices will continue to climb. That could make buying feel even harder later.' If You Buy: 'Your net worth will go up as your home’s value increases.' The infographic concludes that while renting may be less expensive in some markets, it doesn't match the long-term financial benefits of homeownership. At the bottom, Paul Garrison’s real estate contact information is provided, along with real estate logos. The sources cited include Bank of America, St. Louis Fed, HUD, and Census.

Is It Better To Rent or Buy a Home Today?

A study shows that 70% of prospective buyers fear the long-term consequences of renting. And here’s why. Rent usually rises over time, making it harder to save up to buy a home. But when you buy, you can stabilize your housing expenses and grow your net worth as home values rise. While renting may be the less expensive option in some markets, it can’t match the long-term benefits of homeownership....

Should I Update My House Before I Sell It?

Should I Update My House Before I Sell It?

With more homes for sale and buyers being more selective, it’s smart to make strategic updates.​ But how do you decide what’s worth doing? ​You lean on an agent. An agent will be able to tell you what buyers want, quick wins that’ll have a big impact, and what projects have the best ROI. What projects are on your to-do list before selling? With only a month left before spring, let’s connect so...

An infographic titled 'Why Buying a Home Now Is Your Winning Play' uses a football theme to highlight reasons why purchasing a home before the spring market is beneficial. The background features a football stadium with bright lights. You'll Have Less Competition – Fewer buyers during the winter mean less competition and more time to make decisions. A bar chart titled 'Buying in the Off-Season May Feel Less Rushed' shows the long-term median days on the market by month, with January, February, and March having higher median days compared to other months. You'll Have More Negotiating Power – With fewer buyers in the market, sellers may be more willing to negotiate or cover repairs. A quote from Chen Zhao, Economist at Redfin, states that buying in the off-season means less competition and potentially a better deal. You Can Lock in Today’s Home Prices Before They Rise – Historically, home prices are at their lowest in January, February, and March before rising in the spring. A bar chart titled 'Home Prices Are Usually Lower in the Off-Season' shows median sales prices of existing homes from January to December 2024, with the lowest prices appearing in the first quarter. The infographic concludes with a call to action, encouraging buyers to get ahead of the competition. It includes contact information for Paul Garrison, a JPAR® Real Estate agent, along with his photo, phone number, website, and real estate logos. Sources cited include NAR and Redfin.

Why Buying a Home Now Is Your Winning Play

You may be sitting on the sidelines wondering if it’s better to buy now or wait. But buying before the spring rush may be a game-changing decision. Moving this winter can give you significant advantages, like less competition, more negotiating power, and lower prices. If you’re able to buy now, stay ahead of the game and outrun the competition. To tackle your homebuying plans this year, let’s...

Infographic titled 'Time in the Market Beats Trying to Time the Market' with a blue background featuring an image of a house and clock icons. It explains that home prices are projected to rise over the next five years and includes a bar chart showing estimated home price performance from 2025 to 2029 with percentage increases (ranging from 3.63% to 4.12%). A section highlights the potential equity gains for a $400,000 home purchased in January, showing a projected equity increase of over $83,251 by 2030. The infographic concludes with a call to action, encouraging buyers to purchase now to build equity. The source is HPES, and the contact information for Paul Garrison of JPAR® Real Estate is included at the bottom.

Time in the Market Beats Trying To Time the Market (Infographic)

Are you torn between whether to buy a home now or wait? Consider this. Forecasts show prices will climb for at least the next 5 years. If you wait, the price of a home will be higher later on. But, if you buy a $400K now, you could gain roughly $83K in equity as prices rise. If you're able to buy now, this equity is one reason why it'll be worth it in the long run. Let’s connect if you're ready to talk...

What To Do If Your House Didn’t Sell

What To Do If Your House Didn’t Sell

Last year, as many as 1 in 3 sellers took their home off the market because it wasn’t selling. If this happened to you too, you don’t need to be embarrassed. What you need are answers. And a local real estate agent can help with that by seeing if it was priced too high, needs some repairs, or didn’t get the right exposure. If you still want to move, let’s connect to come up with a new strategy....

2025 Housing Market Forecasts

2025 Housing Market Forecasts

Wondering what to expect when you buy or sell a home this year? Here’s what the experts say lies ahead. Mortgage rates are projected to come down slightly. Home prices are forecast to rise in most areas. And, there will be more homes available for sale. Want to know more about what this could mean for your plans this year? Let’s connect to discuss your 2025...

How Mortgage Rates Affect Your Monthly Payment

How Mortgage Rates Affect Your Monthly Payment

Experts say rates will come down slightly in the year ahead – but some volatility is expected. So, you shouldn't try to time the market. Instead, it's better to focus on how even a small change impacts your future mortgage payment. As rates come down, even a little bit, your monthly payment on your next home will too. Want to see what this looks like at a different price point? Let’s...

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