Infographics

The Latest Mortgage Rate Forecasts

The Latest Mortgage Rate Forecasts

If you’re tempted to delay your move in hope that mortgage rates will come down, you may want to rethink that strategy based on the latest forecast. Experts say mortgage rates are projected to stay in the 6s this year. So don’t expect a big drop. If you want to talk about what this means for your move, let's connect. As forecasts change, having an expert who can keep you updated is...

Infographic titled "The 5-Year Rule for Home Prices" explaining how home values generally increase over time. Includes historical U.S. home price trends, a chart showing percent changes since 2020 versus year-over-year, and a quote from ResiClub’s Lance Lambert describing the rule of thumb that most buyers can offset short-term declines by holding a property for at least five years. Image also includes contact details for Realtor Paul Garrison of JPAR® Real Estate.

The 5-Year Rule for Home Prices

If recent home price headlines have you feeling worried, here’s some perspective. Home values almost always go up in the long run. And the long-term gains offset any short-term dips. Basically, if you plan to live there for 5 or more years, you should be able to buffer yourself against any short-term declines. Let’s have a conversation about what’s happening with prices in our market, and...

Should You Buy a Vacation Home?

Should You Buy a Vacation Home?

Now that summer’s here, you’re probably planning your next getaway. But what if you didn’t have to? Buying a vacation home means having a built-in escape you can use year after year. It gives you the chance to generate rental income and have a go-to retirement destination in the future. If you’re dreaming of owning your own slice of paradise, let’s connect and see if we can make it happen this...

Infographic listing the top 5 reasons to hire a real estate agent when selling your home: 1) Deliver industry expertise, 2) Provide local market insights, 3) Price it right from the start, 4) Navigate the fine print with confidence, and 5) Have a pro negotiator in your corner. Includes branding for Paul Garrison, JPAR® Real Estate, with contact info and website.

Top 5 Reasons To Hire a Real Estate Agent When You Sell

The right agent doesn’t just list your house – they help you sell smarter, faster, and with fewer surprises. With an agent’s help, you’ll know what’s happening in your local market and how to price your house right. You’ll feel confident filling out complex legal documents and at the negotiation table. And that’s priceless. Let’s connect so you have that expertise on your...

Infographic explaining why setting the right asking price is critical in today’s real estate market. It highlights that 1 in 5 sellers are reducing prices, with price cuts returning to normal levels as of May 2025. Common reasons for overpricing include ignoring current market conditions, basing price on desired profits, and leaving room for negotiation. The graphic encourages sellers to consult a knowledgeable agent to price correctly based on local home values, condition, updates, and buyer demand. Source: NAR, Realtor.com.

Why Your Home’s Asking Price Matters More Today

A growing number of homeowners are overestimating today’s market. ​And that’s why the number of sellers dropping their price is back at normal levels.​ A lot of the time this is happening because they’re not paying attention to current conditions. The best way to avoid that mistake? Lean on the expertise of an agent. If you want a proven pricing strategy that works for today's market, let's...

What You Really Need To Know About Down Payments - Infographic explaining key facts about home down payments. It dispels the myth that buyers need 20% down, noting that first-time buyers typically put down 9%. Some loan programs allow as little as 3.5% or even 0% down. It also highlights that while 80% of buyers qualify for down payment assistance, only 13% use it. The average benefit from assistance programs is around $17,000. Sources include NAR, Realtor.com, and HousingWire.

What You Really Need To Know About Down Payments

There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive. And if you want to give your savings a boost, look into down payment assistance. Most first-time buyers qualify, and the typical benefit is $17,000. To learn more about your...

Infographic explaining how increased home equity allows many homeowners to downsize and buy their next home in cash. Includes Freddie Mac data on wealth gains since the pandemic, a chart showing the rise in all-cash buyers (26% in 2024), benefits of cash purchases, and a call to connect with Realtor Paul Garrison for an equity review.

You May Have Enough Equity To Downsize and Buy Your Next House in Cash

Have you been holding off on downsizing? If so, you should know your equity could make your move possible. Homeowners today have so much equity that a record number are buying their next house in all cash. And that has some big benefits like making their offer more appealing, potentially closing faster, and not having a mortgage payment. To find out how much equity you have in your current house, let's...

Infographic showing that the median net worth of homeowner households is $396,500, nearly 40 times greater than renter households at $10,410. It explains how homeowners build equity through monthly mortgage payments and rising home values, and includes a quote from Joel Berner of Realtor.com encouraging homeownership as a long-term wealth-building strategy. Source: Federal Reserve, Bankrate.

The Big Difference Between a Homeowner’s and a Renter’s Net Worth

Homeownership is one of the best ways to build wealth in our country, and it’s easy to see why. As you pay down your mortgage and as home values rise over time, you gain equity, and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renter's. But you should only buy a home when you’re ready and able to do it. If you want to build a plan to get...

Home Projects That Add the Most Value

Home Projects That Add the Most Value

Whether you’re planning to move soon or not, you want to be strategic about which home projects you take on. Because not all of them will be worth it. Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and where you’re most likely to recoup the costs. Let’s connect so you know which projects are actually...

Infographic showing real estate as America's top long-term investment for 12 consecutive years, according to Gallup. A bar graph ranks investment choices: real estate (37%), gold (23%), stocks/mutual funds (16%), savings accounts/CDs (13%), bonds (5%), and cryptocurrency (4%). A quote from First American’s Senior Economist explains homeownership’s role in building long-term wealth. Bottom section includes contact info for Paul Garrison, JPAR® Real Estate.

Real Estate Is Voted the Best Long-Term Investment 12 Years in a Row

In a recent poll from Gallup, real estate has once again been voted the best long-term investment. And it’s claimed that top spot for 12 straight years now. That’s because homeownership is one of the top ways to build your wealth, even with home price growth moderating and ongoing economic uncertainty. If you’ve been trying to decide if it makes sense to buy a home today, let’s connect and talk...