Infographics

2025 Housing Market Forecasts

2025 Housing Market Forecasts

Wondering what to expect when you buy or sell a home this year? Here’s what the experts say lies ahead. Mortgage rates are projected to come down slightly. Home prices are forecast to rise in most areas. And, there will be more homes available for sale. Want to know more about what this could mean for your plans this year? Let’s connect to discuss your 2025...

How Mortgage Rates Affect Your Monthly Payment

How Mortgage Rates Affect Your Monthly Payment

Experts say rates will come down slightly in the year ahead – but some volatility is expected. So, you shouldn't try to time the market. Instead, it's better to focus on how even a small change impacts your future mortgage payment. As rates come down, even a little bit, your monthly payment on your next home will too. Want to see what this looks like at a different price point? Let’s...

Get Ready To Buy a Home in 2025

Get Ready To Buy a Home in 2025

If buying a home is on your goal sheet this year, here’s how to make it happen. Focus on improving your credit, planning for your down payment, getting pre-approved, and prioritizing your wish list. But first, let’s connect so you have expert advice every step of the...

Infographic titled 'Why More Sellers Are Hiring a Real Estate Agent,' showing a decline in the percentage of homeowners selling without an agent from 21% in 1981 to 6% in 2024. Highlights challenges faced by sellers without agents, such as pricing errors, slow sales, legal complexities, poor home presentation, and lack of time. Includes call-to-action: 'Selling without a pro isn’t worth the hassle. Let’s connect to see if we’d work well together.' Contact information for Paul Garrison, Realtor at JPAR® Real Estate, displayed at the bottom.

Why More Sellers Are Hiring a Real Estate Agent (Infographic)

More homeowners are realizing they need an agent’s help in this complex market – and that’s why a record-low number of people are selling without a pro by their side. Without an agent’s help, tackling pricing, staging and repairs, paperwork, negotiation, and more can be a real headache. Selling without a pro isn’t worth the hassle. Let’s connect to see if we’d work well...

Infographic titled 'The Truth About Down Payments,' debunking the misconception that buyers need to put 20% down. It highlights that median down payments are 9% for first-time homebuyers and 18% for all buyers. The infographic explains that some loans require as little as 3.5% or 0% down and features stats on down payment assistance programs, with the average benefit being $17,000. Includes resources for more information.

The Truth About Down Payments

There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive. And if you want to give your savings a boost, look into down payment assistance. There are thousands of programs that offer an average benefit of nearly $17,000. To learn more...

What Homebuyers Need To Know About Credit Scores

What Homebuyers Need To Know About Credit Scores

Data shows 7 out of 10 prospective homebuyers don’t know the minimum credit score required by lenders or that it varies by lender and loan type. According to Experian, the range is anywhere from 500 to 700 for the minimum credit score. That means you don’t need perfect credit to buy a home. Your credit score is important – but that doesn’t mean it needs to be perfect. Work with a lender to learn...

Why This Winter Is the Sweet Spot for Selling

Why This Winter Is the Sweet Spot for Selling

Thinking about selling your house? Here are a few reasons why you may want to do it this season. Buyers looking right now are serious about moving and the number of homes for sale is typically lower this time of year – helping your house stand out. While inventory is higher this year than it’s been in the last few winters, you'll still be in this year’s sweet...

Investors Are Not Buying Up All the Homes

Investors Are Not Buying Up All the Homes

There’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true. Experts agree the share of homes bought by investors is declining – and most are smaller investors, like your neighbor who owns a second home, not Wall Street. No matter what you’ve heard, the majority of homes are still being purchased by everyday homebuyers like you – not big investors....

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How To Get Your House Ready To Sell in 2025

If you’re planning to list your house in 2025, it’s already time to start working on any repairs. But where do you start? Your local agent will be able to help you prioritize projects that will help you get the best return on your investment and appeal to what today’s buyers really want. If your goal is to sell your house next year, let’s connect so you know what to start working on...

The Big Difference Between Renter and Homeowner Net Worth

The Big Difference Between Renter and Homeowner Net Worth

If you’re torn between renting or buying, don’t forget to factor in the wealth-building power of homeownership. Unlike renters, homeowners gain equity as they pay their mortgage and as home values rise. That’s why, on average, a homeowner’s net worth is nearly 40x higher than a renter’s. Let’s connect if you want to learn more about the financial benefits of homeownership or the programs that...